10 YEARS OF LANDLORDING – and Ten Things I’ve Learned About Being a Landlord!


…and Ten Things I’ve learned about being a Landlord in the that time!

Somehow, somewhere, a full decade has passed since I first rented out a property!

In late 2008, I moved into a house, and kept my little cheap cheerful flat I’d lived in since 2001. 

I rented it out to a nice single older chappy who kept it superbly tidy – and realised pretty quickly: “This is great! The mortgage is getting paid and I’m making some money on top of that as well!

It would be a few more years though until I started building my portfolio properly –  shame it wasn’t ten years earlier!

Nevertheless, I’ve been reflecting on the things I learned about being a landlord over the last ten years, and thought I would share my thoughts so they help other new landlords.

So here goes!


Just because a tenant is on benefits it doesn’t make them a bad choice. If someone is a wretch, it is because they are a wretch, not because they are on benefits. I have a couple of benefits families and they are great, and I’m glad I didn’t rule them out.

However, if your gut instinct tells you a potential tenant is a wretch, your gut instinct is right.

In ten years, I have only rented to two different people that turned out badly – and I had a bad feeling about both them as soon as I met them.

Still, I didn’t listen to my gut, decided to give them a chance in my multi-let property – and both times, they caused me problems, chaos and lost rent. But luckily, they were short-lived and ejected reasonably swiftly after a bit of fuss.

And my gut instinct said afterwards; “Ha! I told you so! Should’ve listened!” 


Not even letting agents – they’re not worried if you’re losing money because it’s not their house and it’s not their money!

Items that have previously annoyed me about letting agents include:

–        Ripping me off for organising basic repairs. £100 for a gas safety certificate? Ahahahahahahah!!! Nah, you’re alright love, I’ll book a guy mysen!

–        Charging me hundreds of pounds for what is effectively a ten-minute job reprinting paperwork

–        Not informing me about issues with the property (more details later…)

–        Sourcing for me what turned out to be an unsuitable tenant who obviously had debt problems – why didn’t they pick that up? It’s not like I didn’t pay them an…

–        EXTORTIONATE amount for their referencing!

–        Not managing to find me a suitable tenant for a rental, leaving me with a void of four months – FOUR MONTHS! And these are supposed to be the professionals! (incidentally, when they left, I found a new tenant myself, who moved in within 13 DAYS!)

–        Trapping you in a contract forevermore, so that even if they’re rubbish, it’ll still cost you a month’s rent to leave them.

–        My final peeve is their extortionate fees for very little work. I only have one property left contracted / trapped with an agent – my little flat – and every month the letting agent collects the rent into their bank account and simply transfers it to my bank account – and charges me £42.72 for the privilege.

Thanks for that, really great value!


There is some magic law of Landlord Land, that across the portfolio, things never go wrong in isolation. Maintenance issues never arise on their own, one thing at a time – they get shy about making theirselves known, and talk to their naughty issue mates, so that magically there’s always a couple of things that happen together. Nowt happens for ages, and then suddenly a boiler will break, some wretch will fire an air rifle pellet at a window and then a ceiling will cave in from a floor leak upstairs. All at once.

This is some sort of evil maintenance Sod’s law!

So prepare for this multi-chaos, it’s very stressful, and painful to the wallet.


Without tenants, you have no customers and so they should be treated politely and fairly, if you expect the same treatment in return.

Why wouldn’t you look after them if you want them to remain in your house, looking after it, and paying rent?!

It boils my blood to hear about wretch landlords who don’t look after their tenants. 

I’ve just taken a family on whose previous residence was black with mould: the landlord did nothing and the kiddy has asthma.

Not fair, not acceptable, and whilst I admit I’m far from perfect, at least I’m trying to do a good job. These landlord wretches are making us good landlords look bad!


If I wouldn’t live in certain conditions, I don’t expect my tenants to. This applies to safety features, decor, everything. 

Several times after a refurbishment I’ve said: this is better than my own house! (and usually much bigger!) 

Be thinking: is this acceptable? How can I make it better? 

Be responsible and ethical. 

Accidents don’t just happen, they are caused – by negligence. Minimise risk for the tenants. Ask yourself what’s the worse that could happen if I don’t resolve this issue? 

And my big conscience pricking thought is always “Ooooh, what if this happens and it hurts the kiddy?!” 

I wouldn’t be able to live with myself, and I like to sleep at night: so do the right thing.


If an issue arises, it doesn’t go away!

In a lot of cases, they get worse if you don’t deal with them, so fix issues quickly. Once a tenant started getting damp in flat from a leak on the balcony, and reported it to the letting agent – who did nothing, least of all inform me.

By the time the tenant got fed up and decided to complain to me directly, after about 8 months, the issue had gotten much worse. A great deal of damp mould had developed over that time, and it cost me much more to put it right than it would have done if the agents had told me when they should have done. Ballbags.

Lessons to be learned from this: encourage tenants to highlight issues early. Some don’t, bafflingly, for fear you’ll get annoyed with them (!!)

One crazy example that still bewilders me is this: On an inspection, the tenant let me in the side door telling me it was because the front door had stopped opening a couple of months earlier. Hence my horror: “Why didn’t you tell me? How will you get out if there’s a fire? You’re eight months’ pregnant!!”

I have a conscience, but through no fault of my own, if all had gone horrendously wrong, I could have ended up in jail…

Another lesson – inspect the property yourself frequently to check all is well. 


Do the paperwork documents properly and professionally. They protect you if anything goes wrong. And if you don’t know what to do, learn!

Things to consider:

·        Assured Shorthold Tenancy Agreement
·        Right to Rent Checks
·        Credit Checks and Referencing
·        Inventory of the property
·        Copy of the Government’s ‘How to Rent’ Guide
·        A Gas Safety Certificate
·        The electricity and gas meter readings
·        Information about Government-approved Tenancy Deposit Scheme.
·        Tenancy Deposit Registration
·        Energy Performance Certificate
·        Electrical Inspection Record
·        Contact Details for the Landlord
·        Smoke alarms and carbon monoxide alarm checks
·        Rent collection details
·        Deed of Surrender at the end of a tenancy

Because we are people, things sometimes happen in our lives that are not great. 

Be understanding – but not a mug. 

Learn the difference between someone who is having genuine hardship issues and work with them to come up with a solution.

If you encourage them to always be honest with you when an issue arises, you can work through it together. An example of this might be: “My boss has had a payroll problem and my wage hasn’t gone in yet, sorry, my rent will be a few days late.” 

I am fine when people are honest with me and tell me that they are working their way to a solution. As long as it doesn’t happen too often!

However, on the other hand, some people are just full of bullshit.

Some tenants tell you outright lies that would make Pinocchio blush. Work out when someone is just trying to take the piss out of you. Then deal with them appropriately!

And remember: people treat you exactly how you allow them to.

I remember one time, the aforementioned debt tenants (sourced by those pesky letting agents!), both working, and both on a couple of packs of expensive cigarettes a day, said me that they were struggling to afford the rent – so would I reduce the rent by £100 a month?!


Are you joking?

Would my own mortgage company accept that cheeky proposal?

Like a broken bit of rope: I’m a frayed knot.

I’m not a charity, and I have my own bills to pay.

So although they were nice people, they had to move somewhere more affordable. And their many debt chasing letters still go to the house now, several years later.

Sad, but you’re not responsible for the way other people conduct their affairs. So don’t be a mug about it! 


Tenants have a wide, varying spectrum of opinions on what is ‘acceptable’ – in terms of cleanliness, behaviour, and especially at the end of a tenancy “returning the property back in a lettable state”. Give them clear guidelines of what is expected and what is not tolerated.

My most recent example is on a tenant changeover. I did indeed give them a list of what was required, including a requirement to have it professionally cleaned. (which they ignored!)

They had cleared the house, but not cleaned it; it was filthy, but worse of all stank throughout. I had to say to her: “I can’t rent it out like that, the whole house stinks of dog piss!”. And she replied “Ohhh, I thought you’d say that…”  REALLY?!?!!

A neighbour informed us why, after they left: apparently they had had several dogs instead of the one they were allowed. Thus every floor covering, pristinely laid brand at the beginning of the tenancy 3.5 years earlier, had to be ripped up and replaced. All the house had to be scrubbed and repainted.

Tenant deposit, which they most definitely did not get back: £650. 

Total cost to myself to put house back to a lettable state: £1069.01.

Lessons learned, which I have since implemented:

–        Don’t leave a landlord inspection more than a year! There was only one dog there last time I went in!!

–        Give standards sheet at beginning of tenancy and when they give their notice. Remind them it needs to be exactly how it was when they moved in.

–        Note on inventory smell of rooms, plus condition of items, ie brand new/ installed May etc.

–        Do a video tour inventory as well – difficult to dispute something they see on screen. Send them this when they hand in their notice.

–        Take a larger deposit!


You genuinely have the power to improve someone else’s life by providing them with a home.

There’s no better feeling for me than handing someone keys to their new home when they previously had nowhere.

You are enabling them to have a stabilising factor in making their life better.

So despite all the chaos, paperwork, stress, maintenance, costs, and occasional tenant issues, there’s a very good reason that I, and many other landlords do this line of work.

We’re helping people!

Kellyann specialises in giving great returns to private investors through property investment. 

For further details, see the website at www.kellyannmartin.co.uk

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